Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves, not looking to your own interests but each of you to the interests of the others.  - Philippians 2:3-4

The logo for crawford benefits shows a man and a woman standing next to each other

Do nothing out of selfish ambition or vain conceit. Rather, in humility value others above yourselves, not looking to your own interests but each of you to the interests of the others.  - Philippians 2:3-4

We Work For You

March 12, 2021

There are two types of insurance agents: captive and independent. Captive agents work for an insurance carrier and are required to sell the carrier’s products exclusively. On the other hand, an independent agent is free to offer insurance from multiple carriers. At Crawford Benefits/Cunningham Insurance Inc., we have the ability to offer our customers options from the major and most competitive insurance carriers on the market. What does this mean for you?


When you have an independent insurance agent on your side, you are receiving objective, comprehensive information about multiple policies, narrowing down to the plan that best fits your needs, not the company’s needs. Bottom line, we work for you. When we become your agent, choosing a policy is just the beginning of the client-agent relationship.


We also service your plan. Whenever a question or issue arises, instead of calling an automated customer service line and speaking to a call center agent who doesn’t know your needs and situation, you call us. In most cases, we are able to handle questions or issues so you don’t have to spend time on the phone being transferred from one department to the next.


You also have the peace of mind in knowing someone is working for yousomeone who knows your needs and who knows you. We take the time to learn about your needs, your family, and your life. We celebrate with you in the good times and we grieve with you during loss. As your agent, we offer stability year after year with the flexibility to choose from multiple carriers while remaining serviced by one agent who watches out for your best interests. Even if you already have a policy, we can still become your agent.


If you don’t have an agent working exclusively for you, isn’t it time to make a call?

January 13, 2025
As 2025 begins, it’s time to focus on improving health and well-being. Here are some simple yet impactful resolutions to make this year healthier: 1. Prioritize Preventive Care Schedule check-ups, screenings, and vaccinations early to catch potential health concerns before they escalate. 2. Move Daily Stay active with activities you enjoy, like walking, yoga, or dancing. Aim for 30 minutes of moderate exercise most days. 3. Eat Nutrient-Rich Foods Add colorful fruits, vegetables, lean proteins, and whole grains to your diet. Small swaps, like choosing water over sugary drinks, can make a difference. 4. Care for Your Mental Health Dedicate time to reduce stress with meditation, journaling, or time in nature. Seek professional support if needed. 5. Improve Sleep Habits Commit to consistent bedtimes, relaxing routines, and minimizing screens before bed. Aim for 7-9 hours of sleep nightly. 6. Strengthen Connections Nurture relationships with friends and family through meaningful interactions. Social ties boost happiness and health. 7. Set Realistic Goals Break big goals into smaller, achievable steps and celebrate progress. 8. Stay Hydrated Drink at least 8 cups of water daily. Enhance it with a slice of lemon or cucumber for flavor. 9. Limit Screen Time Take breaks, create screen-free zones, and replace digital activities with offline ones. 10. Give Back Volunteering or helping others enhances your sense of purpose and well-being. The Bottom Line Focus on small, sustainable changes for lasting health benefits. Here’s to a happy, healthy, and fulfilling 2025
December 20, 2024
In today’s digital age, managing your health insurance has never been easier—and creating a profile on your health insurance carrier’s portal is the key to unlocking this convenience. Whether you’re new to a plan or have been with the same carrier for years, setting up an online account can save you time, reduce stress, and provide quick access to critical information. Here’s why having a portal profile is a must for every policyholder. 1. 24/7 Access to Your Plan Details Once you create a profile, you can log in anytime to view your plan’s coverage details, including deductibles, copayments, and out-of-pocket maximums. This eliminates the need to sift through paperwork or wait for customer service during business hours. 2. Easily Access ID Cards Misplaced your health insurance ID card? No worries. Most carrier portals allow you to download digital versions of your ID cards instantly. This is especially helpful during doctor visits, pharmacy runs, or when managing a family member’s care. 3. Track Your Claims and Benefits Understanding what’s been paid, what’s pending, and what you owe is essential. With a portal profile, you can monitor your claims in real time and review your Explanation of Benefits (EOB) statements without waiting for mail delivery. This transparency helps you stay on top of your healthcare finances. 4. Find In-Network Providers Looking for a doctor, specialist, or facility within your plan’s network? Carrier portals often feature search tools that allow you to locate in-network providers quickly. Staying in-network ensures you maximize your benefits and minimize out-of-pocket costs. 5. Manage Prescriptions Many portals include tools to review your prescription drug coverage, locate preferred pharmacies, and even refill medications. If your plan uses mail-order pharmacy services, you can manage and track deliveries right from your portal account. 6. Receive Important Notifications Carriers often send critical updates and reminders through their portals, such as policy changes, claims updates, or renewal notices. Creating a profile ensures you don’t miss out on timely information that could affect your coverage or healthcare decisions. 7. Save Time on Customer Support Need to update your address, change coverage details, or check on a claim? Instead of waiting on hold with customer service, you can make many changes and inquiries directly through your portal. This self-service option saves you valuable time and simplifies plan management. 8. Stay Organized Your health insurance portal acts as a central hub for all your healthcare information. From claims history to medical expenses, having everything organized in one place makes it easier to track spending and plan for future healthcare needs. Take Charge of Your Health Insurance Creating a profile in your health insurance carrier portal empowers you to take control of your healthcare experience. With easy access to your plan details, claims, ID cards, and more, you’ll save time, reduce stress, and make the most of your benefits. If you haven’t already, take a moment to register today—your future self will thank you!
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